The best 98% RTP slots have been listed and reviewed on this page! As one of the most widely played casino games, slots always top the list of player favorites, and with good reason – the chance to win big is a major draw!
That’s why many players seek out slots with high RTP, as this increases their odds of striking it rich. An RTP of 98% or up is considered better than average, which is why these slots are highly sought after.
In theory, these slots are programmed to return 98% of all wagered money to players over a period of time. Join us as we take a closer look at the top slots with 98% RTP and uncover the advantages of playing these games in online casinos.
What is 98% RTP in Slots?
A 98% RTP in slots means the game will pay back 98% of your total wagered amount calculated over a period of time. In theory, a slot with 98% RTP pays out $98 for every $100 you bet.
Keep in mind that RTP is just an average. It’s calculated over a long period of time and across many players and is not a guarantee of what any individual player might experience.
So, while a high RTP may indicate a better chance of winning, it’s still just an estimate and should not be relied upon as a guarantee.
Top 10 Slots with 98% RTP
1429 Uncharted Seas (Thunderkick): 98.5% RTP
1429 Uncharted Seas is a beautifully designed slot by Thunderkick with a high RTP of 98.5%. It is one of the provider’s first games, which established it as a developer with a solid knack for creativity.
The low volatility of this 5 reel, 25 fixed payline slot delivers frequent, but small wins. Players can expect wins of up to 670x their bet. It features Free Spins, Scatters, Wilds, and Expanding Wilds, but lacks Multipliers, Respins, and Bonus Buy.
The graphics resemble those in children’s books and the gameplay is engaging. The sea-faring theme is unique and the bonus features add to the excitement. Overall, 1429 Uncharted Seas is a great choice for players looking for a high RTP and a unique gaming experience.
However, being one of those low-variance grinder games, this slot is often excluded from deposit bonuses in online casinos.
Ali Baba and the 40 Thieves Jackpot (Leander Games): 98.19% RTP
Ali Baba and the 40 Thieves Jackpot by Leander Games is a fun and colorful slot with a high RTP of 98.19%. Its theme needs no introduction; it’s based on the famous Middle Eastern folk tale from the collection titled One Thousand and One Nights.
This 5 reel, 20 fixed payline slot features Free Spins, Scatters, Wilds, Multipliers, and Gold or Bandit – a special pick’em style minigame for a bonus. The max win is 2,500x your stake, which is decent.
The Arabic theme is well executed and the bonus features add to the excitement. Overall, Ali Baba and the 40 Thieves Jackpot makes a great choice for players looking for a high RTP and a fun gaming experience.
Golden Unicorn Deluxe (Habanero): Up to 98.12% RTP
An enchantest forest and magic await players in Golden Unicorn Deluxe by Habanero. This is a 5 reel, 25 payline slot with a stunning design and an RTP of up to 98.12%! A 2022 release, the game features Free spins, Scatters, Wilds, and Multipliers.
Owing to its high volatility, it pays out big, but rare wins. Players can expect a max win of up to 12,506x their stake. The bonus features – The Chest Feature and The Golden Unicorn Wild – add to the excitement of the game.
The unicorn theme is enchanting and the graphics are top-notch. The soundtrack will take you back to your childhood when Disney ruled every kid’s heart. Overall, Golden Unicorn Deluxe is a great choice for players looking for a high RTP and a magical gaming experience.
Joker Skrike (Quickspin): 98.11% RTP
With a high RTP of 98.11%, Joker Skrike byQuickspin is sure to provide plenty of excitement. This 5 reel, 10 fixed paylines game is a follow-up to the provider’s Second Strike, a game known for its simplicity.
Joker Skrike evokes the old-world charm of classic fruit slots with its bright fruit symbols and Quickspin’s signature attention to detail. The joker theme is well-executed and the bonus features are engaging. The max win is 1,211x your stake.
The Hi Roller feature lets you unlock extra features for $20, $30, and $50 stakes, which raises the RTP from 96.46% to a whopping 98.11%! The outer wheel Joker Strike feature offers extra chances to win! Quickspin has not disclosed the volatility of the game, but we’re assuming it’s medium to high.
The graphics of this slot are vibrant and the gameplay is smooth. A pleasing soundtrack accompanies players while they spin. Overall, it’s a great choice for players looking to play a 98% RTP slot that offers more than meets the eye.
The Catfather (Pragmatic Play): 98.10% RTP
The Catfather by Pragmatic Play will instantly remind you of Cassius Marcellus Coolidge’s painting – Dogs Playing Poker. This 5 reel, 9 fixed payline slot has a high RTP of 98.10% and has its reels filled with flea-ridden beasts that look like flashy gangsters.
It features Free Spins, Scatters, Wilds, and Random Stacked Wilds. Its volatility is low, so you can look forward to small wins every now and then. The Catfather slot pays both ways when 3 or more symbols line up on reel 1 or 5. The max win is 2,251x your stake.
The gangster cats theme is well executed although the background of the game is surprisingly mundane (given the mob connection). However, the graphics are quirky and the gameplay is butter-smooth. Overall, The Catfather is a great choice for players looking to play a high RTP slot with cat mafia bosses grooving to some intense music.
Jokerizer (Yggdrasil Gaming): 98% RTP
Yggdrasil’s Jokerizer brings the circus to town! It puts players right in the center of a carnival that has the potential of dishing out big wins! This 5 reel and 10 payline slot has a high RTP of 98% and high volatility. It pays out big wins, but once in a blue moon.
On the surface, it looks like a traditional fruity slot, but comes with a hidden surprise – a chance for players in the carnival to land a 6000-coin max mystery win! Each win triggers the Jokerizer mode, which offers players this grand opportunity. The best part is it takes only two joker symbols to get the job done!
The joker theme is well executed, the graphics are vibrant and the gameplay is smooth. The soundtrack is somewhat sinister but goes well with the game’s theme nonetheless. Overall, the Jokerizer slot by Yggdrasil offers a high entertainment factor for players who love slots with RTPs of 98% and up.
Blood Suckers (NetEnt): 98% RTP
Blood Suckers by NetEnt is designed for slot players who crave the thrill of big wins combined with a touch of creepy vibes. The high RTP of 98% and low volatility of the game make it a popular choice among slot enthusiasts.
This 5 reel, 25 payline slot has a max win of 1000x your stake. But with the RTP being too attractive and the game being a low-variance grinder type, Blood Suckers is often left out of deposit bonuses in online casinos, just like 1429 Uncharted Seas.
Nonetheless, it’s worth a spin owing to its 2 bonus features – Free Spins and Vampire Slaying Bonus feature. Other than that, the Blood Suckers slot comes with Scatters and a 3x Multiplier in Free Spins.
The theme of the game is based on vampires and the dark world they reside in. The graphics, therefore, are dark and eerie, with symbols such as crosses, garlic, and holy water appearing on the reels. The background of the game is a dark castle, which adds to the creepy atmosphere of the game.
The soundtrack is suspenseful, eerie, and haunting, and perfectly sets the tone for the game. Overall, Blood Suckers by NetEnt is a wonderful choice for players looking for some bloody good wins!
Money Train (Relax Gaming): Up to 98% RTP
Money Train by Relax Gaming is one of its most successful titles. This fantastic slot with 5 reel, 40 payline offers up to 98% RTP and transports you to the Wild West, where you indulge in an adrenaline-fueled train heist.
The main game has 5 reels with 4 rows and 40 paylines, but the real excitement is in the free spins. You can either get to the free spins via the main game by spinning Bonus symbols on reels 1, 3, and 5 or take the shorter route and buy the bonus free spins for 80x the original wager.
The free spins are where the real money is made, as you get to rob the wagon with the help of powerful boosters like the Collector, the Payer, and the Widener. The RTP is 96.20% in the main game, but an astonishing 98% if you buy the bonus.
The volatility of Money Train is high, with the maximum prize being 20,000x. The train theme is well-executed and the graphics are well-designed. The music is upbeat and blends well with the theme of a train robbery; in many ways, it will remind you of the Spaghetti Western genre of movies.
Overall, Money Train is a thrilling and highly enjoyable 98% RTP slot that will keep players entertained for hours.
Money Cart (Relax Gaming): 98% RTP
Relax Gaming’s Money Cart slot is a heist-style game with a high RTP of 98%. It is set in the wild west where players join a group of outlaws as they race down the track with a lot of loot on board.
The 5 reel, 40 payline game features notorious characters like “The Collector,” “Ms. Payer,” and “The Widener.” Each of them carries a bounty on their head. The objective is to catch all three characters together for the highest reward.
The max win is 2000x. The slot offers medium to high volatility, so players can expect to be at the edge of their seats hoping for infrequent mid-sized to big wins thrown in their direction.
Money Cart is further action-packed with Bonus Reels to keep the train in motion. Persistent Collector adds the visible coin values to its total in every spin, and Widener expands the reels to up to 7.
The graphics are crisp and well-designed. The soundtrack is rather cinematic and everything heist-y. Players who enjoy the excitement of a heist and the thrill of high-risk rewards will definitely enjoy playing Money Cart.
Money Cart 2 (Relax Gaming): 98% RTP
Moving the train further ahead is Relax Gaming’s Money Cart 2! This game offers an improved version of its predecessor with a high RTP of 98% and that takes players yet again on a wild ride in search of big wins.
With the return of popular characters such as the Payer, Collector, Sniper, and Necromancer, players are sure to relive the Money Train 2 adventure all over again! In fact, the soundtrack is exactly the same!
The Persistent symbols and character combos add to the excitement, making it even more challenging and rewarding. Discover Re-spins and new reels to unlock and get even more chances to hit it big! The maximum payout is 5,000x your stake.
Money Cart 2 features 5 reels and Hold-&-Win paylines. The graphics complement the heist theme and the game’s distinctive Western aesthetic infused with Steampunk elements.
The mechanical sound of the reels creates an intense atmosphere, accompanied by a distorted guitar melody in the background with bullets flying everywhere Overall, Money Cart 2 by Relax Gaming is an excellent choice for players who love the Money Train slot series.
Honorable Mention – Thimbles (OnlyPlay): 98% RTP
When the talk is about 98% RTP slots, Thimbles by OnlyPlay deserves a mention. It isn’t the typical slot you know; it’s an instant-win game that lets you play with 4 different characters in 3 different modes.
Core to the gameplay are 3 to 5 thimbles, which are metal cups; one of them hides a red stone, which you must find to win. The only thing you need to do here is some strong guesswork. The game’s complexity is based on how many thimbles you choose to play it.
With 3 thimbles, the minimum multiplier coefficient is 3x and the maximum is 20,000x, which you can unlock with 9 successful guesses. With 4 thimbles, the minimum multiplier coefficient is raised to 4x and the maximum is 70,000x, which needs 8 successful guesses.
With 5 thimbles, the minimum multiplier coefficient goes up to 5x and the maximum is 100,000x, which needs 7 successful guesses. You can bet from $1 to $50. An additional bonus round makes the game all the more interesting; it is activated by filling the progress bar up to 100% for one or more characters.
Talking about characters, you can choose to play with Momoko – the Japanese hottie, Docent – the Russian crime lord, Morgan – the Caribbean corsair, and Fuego – the Mexican baddie. Each of these characters is attributed to a special background score, which starts playing once they occupy the screen.
Overall, OnlyPlay’s Thimbles is a new concept in slot gaming, which is more like a hybrid than an actual slot. Nevertheless, the high RTP is reason enough to give it a shot.
Why 98% RTP Slots are So Popular?
An RTP of 98% is considered one of the highest in the world of online slot games. With this RTP, slot players have a much greater chance of winning compared to games with a lower RTP, as they can expect to receive almost all of their bet back on average.
This, in turn, allows for longer gaming sessions without having to frequently deposit more money. All this makes playing online slots with a 98% RTP a more enjoyable and potentially profitable experience. Due to these benefits, 98% RTP slots remain one of the most popular categories among players.
How to Choose Slots With 98% RTP?
To select a slot with 98% RTP, several factors should be taken into account, which include, but aren’t limited to the following:
- Volatility
- House edge
- Paylines
- Paytable
- Bonus features
- Hit frequency
- Graphics
- Sound effects
- Software provider
Additionally. check online reviews to know what other players feel about the game. If possible, play 98% RTP games from reputable providers such as NetEnt, Microgaming, and Playtech.
Playing at a licensed and regulated casino by a trustworthy authority further ensures that winnings will be paid out regardless of the RTP.
Advantages of Playing 98% RTP Slots
Higher Potential Payouts
Players can increase their chances of winning by playing slots with a high RTP of 98% or more. This is an advantageous option for those looking to maximize their payouts.
Greater Thrill
Games with RTP of 98% and higher are also more thrilling for players who enjoy the excitement of bigger wins and a higher likelihood of hitting them.
To conclude, online slots with 98% RTP or higher provide players with better winning opportunities compared to those with lower RTP. If you’re curious about these games, try playing the 98% RTP slot games recommended on this page in demo mode. This way, you can familiarize yourself with the game without spending any money.